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banana chocolate cake

You know those days? The ones where you’re craving something sweet, something comforting, something that just *feels* like a warm hug? For me, those days almost always end up with me reaching for my overripe bananas and a bag of chocolate chips. There’s just something magical about the combination of sweet, ripe banana and rich, decadent chocolate, isn’t there? This banana chocolate cake isn’t just a recipe; it’s a memory maker. It’s the cake I whip up when unexpected guests arrive, the one that disappears in minutes at birthday parties, and honestly, the one I sneak a slice of (or two!) late at night when the craving hits hard. It’s far better than a simple banana bread and way more exciting than a plain chocolate cake. Trust me, this is the banana chocolate cake recipe you’ve been searching for.

What is banana chocolate cake?

So, what exactly *is* this glorious creation we call banana chocolate cake? Think of it as the ultimate mashup of two beloved classics. It’s essentially a moist, tender banana cake base, studded generously with melty chocolate chips, and often topped with a luscious chocolate glaze. It’s got all the comforting, homey flavor of banana bread, but with that irresistible pop of chocolate that makes it feel like a real treat. The bananas not only add their signature sweetness and flavor but also contribute to an unbelievably moist crumb that’s just divine. It’s not overly complicated; it’s just pure, unadulterated deliciousness that feels both familiar and excitingly indulgent. It’s the kind of cake that makes your kitchen smell absolutely divine.

Why you’ll love this recipe?

Why is this banana chocolate cake pure gold?flavor is just out of this world. You get that sweet, caramel-like depth from the ripe bananas, perfectly balanced by the slightly bitter, rich notes of the chocolate. Every bite is a symphony! Then there’s the simplicity. Honestly, if you can mash a banana and stir a few things together, you can make this cake. It’s a one-bowl wonder for the batter, which is always a win in my book – less mess means more enjoyment! It’s also incredibly cost-efficientWhat are some of the best banana recipes?versatility! This cake is a chameleon. It’s perfect for a lazy weekend breakfast, a sophisticated brunch, a delightful afternoon pick-me-up, or a decadent dessert. I’ve even served it warm with a scoop of vanilla ice cream, and, well, let’s just say it was gone in record time. What I love most about this particular banana chocolate cake recipe is that it’s forgiving. You don’t need to be a master baker to nail it, and it always turns out wonderfully moist and flavorful, even if you slightly mismeasure something (we’ve all been there!). It’s my go-to when I need a guaranteed crowd-pleaser that feels special but requires minimal fuss.

How to Make Banana Chocolate Cake

Quick Overview

Making this banana chocolate cake is surprisingly straightforward! You’ll simply mash your ripe bananas, mix them with your wet ingredients, then combine that with your dry ingredients. Fold in plenty of chocolate chips, pour it into your prepared pan, and bake until golden and fragrant. The magic happens as it bakes, filling your home with an incredible aroma. It’s a process that’s as enjoyable as it is simple, yielding a moist, tender cake that’s perfect for any occasion.

Ingredients

For the Main Batter:

2 cups all-purpose flour: I usually use unbleached all-purpose flour for the best texture, but if you’re in a pinch, regular will work too. Make sure to spoon and level it into your measuring cup so you don’t pack too much in!

1 teaspoon baking soda: This is what gives our cake its lift and tender crumb.

1/2 teaspoon baking powder: A little extra insurance for a super fluffy cake!

1/2 teaspoon salt: This is crucial for balancing the sweetness and bringing out all the flavors.

1 teaspoon ground cinnamon: Don’t skip this! It adds such a warm, cozy depth that pairs beautifully with banana and chocolate.

1/2 teaspoon ground nutmeg: Just a pinch adds that little something extra, a secret weapon for warmth.

1 cup granulated sugar: You can adjust this slightly depending on how sweet your bananas are and your personal preference. I find this amount to be just right.

1/2 cup unsalted butter, softened: Make sure it’s truly softened, not melted! This helps it incorporate smoothly.

2 large eggs: Room temperature eggs incorporate much better into the batter.

1 teaspoon vanilla extract: Pure vanilla extract makes a world of difference here.

3 very ripe bananas, mashed: This is key! The riper, the better – they should have lots of brown spots. About 1.5 cups mashed banana is what you’re aiming for.

1/2 cup buttermilk or milk: I often use buttermilk because it adds extra tenderness, but regular milk works great too. If you don’t have buttermilk, you can make your own by adding 1 tablespoon of lemon juice or white vinegar to 1/2 cup of milk and letting it sit for 5 minutes.

1 cup (about 6 ounces) semi-sweet chocolate chips: Or milk chocolate, or dark chocolate – whatever your heart desires! Mini chips work well too for better distribution.

For the Glaze (Optional but highly recommended!):

1 cup powdered sugar: Sifted to ensure a smooth glaze.

2-3 tablespoons milk or heavy cream: Start with 2 and add more until you reach your desired drizzling consistency.

1 tablespoon unsweetened cocoa powder: For that classic chocolate glaze look and flavor.

1/2 teaspoon vanilla extract: To enhance the flavor.

Step-by-Step Instructions

Step 1: Preheat & Prep Pan

First things first, let’s get our oven ready. Preheat it to 350°F (175°C). Now, grab your baking pan – I love using an 8×8 inch square pan for this, but a 9-inch round pan or even a loaf pan works beautifully. Grease it really well with butter or cooking spray, and then dust it with a little flour, tapping out any excess. This ensures your gorgeous cake won’t stick!

Step 2: Mix Dry Ingredients

In a large bowl, whisk together your flour, baking soda, baking powder, salt, cinnamon, and nutmeg. Whisking them together ensures everything is evenly distributed, which is super important for an even rise and flavor. No one wants a bite with too much baking soda!

Step 3: Mix Wet Ingredients

In a separate medium bowl, cream together the softened butter and granulated sugar until light and fluffy. This usually takes about 2-3 minutes with an electric mixer, or a bit longer by hand. Beat in the eggs, one at a time, then stir in the vanilla extract. Finally, add your mashed bananas and stir until everything is well combined. The mixture might look a little rustic at this stage, and that’s perfectly okay!

Step 4: Combine

Now, it’s time to bring the wet and dry ingredients together. Add about half of the dry ingredients to the wet ingredients and mix on low speed (or stir gently by hand) until just combined. Pour in the buttermilk (or milk) and mix again until just combined. Finally, add the remaining dry ingredients and mix until *just* incorporated. It’s really important not to overmix here! Overmixing develops the gluten in the flour, which can make your cake tough. A few streaks of flour are fine; they’ll disappear as you fold in the chocolate chips.

Step 5: Prepare Filling

Gently fold in your chocolate chips. I like to reserve a tablespoon or two to sprinkle on top before baking for extra chocolatey goodness!

Step 6: Layer & Swirl

Pour the batter evenly into your prepared pan. If you reserved some chocolate chips, sprinkle them over the top now. If you want to go the extra mile for a stunning marbled effect, you can melt a bit more chocolate and drizzle it over the top, then use a knife or skewer to swirl it in. But honestly, just folding the chips into the batter is usually enough to get lovely pockets of chocolate!

Step 7: Bake

Bake for 30-40 minutes, or until a wooden skewer or toothpick inserted into the center comes out clean, or with a few moist crumbs attached (but no wet batter). The top should be golden brown and the edges should start to pull away slightly from the sides of the pan.

Step 8: Cool & Glaze

Let the cake cool in the pan on a wire rack for about 10-15 minutes before inverting it onto the rack to cool completely. While it’s cooling, you can whip up the glaze. In a small bowl, whisk together the sifted powdered sugar, cocoa powder, and vanilla extract. Gradually add the milk or cream, a tablespoon at a time, whisking until you have a smooth, pourable glaze. Once the cake is completely cool, drizzle the glaze over the top, letting it drip down the sides. This is the part where you can get creative with your drizzling!

Step 9: Slice & Serve

Once the glaze has set a bit, slice your beautiful banana chocolate cake into squares or wedges. It’s delicious served at room temperature, but I also love it slightly warm! This cake is fantastic on its own, but a dollop of whipped cream or a scoop of ice cream takes it to another level.

What to Serve It With

This banana chocolate cake is so versatile, it fits into almost any meal or occasion! For Breakfast, I love serving a slightly warm slice with my morning coffee. It feels like a real treat to start the day, and the chocolate isn’t too overpowering. For Brunch, I’ll cut it into neat squares and arrange them on a platter with fresh berries and perhaps some yogurt for a more complete offering. It looks so elegant! As Dessert, this is where it truly shines. A generous slice served with a scoop of good quality vanilla bean ice cream, or even a drizzle of raspberry sauce, is pure indulgence. My kids absolutely love it served this way after dinner. And for those Cozy Snacks moments, when you just need a little something sweet? A thick slice, maybe with a glass of cold milk, is absolute perfection. My family has a tradition of having this cake on movie nights, and it always adds an extra layer of fun to our cozy evenings. It’s also fantastic with a warm cup of tea or even a rich hot chocolate on a chilly afternoon.

Top Tips for Perfecting Your Banana Chocolate Cake

Over the years, I’ve learned a few things that I think really elevate this banana chocolate cake from good to absolutely unforgettable. First, about the bananas: make sure they are *very* ripe. I’m talking black skins, soft to the touch. The riper they are, the sweeter and more flavorful your cake will be, and you’ll need less added sugar. When you mash them, I like to leave them slightly lumpy for texture, but you can mash them completely smooth if you prefer. For the Mixing Advice, remember that golden rule of quick breads and cakes: do not overmix! Once you combine the wet and dry ingredients, stir *just* until you no longer see dry flour. Overmixing develops the gluten, resulting in a tougher cake, and we want this one to be incredibly tender. When it comes to the chocolate, I always like to toss them in a tablespoon of the flour mixture before adding them to the batter. This little trick helps prevent them from sinking to the bottom of the cake during baking, ensuring you get delicious chocolate pockets throughout. For Ingredient Swaps, if you’re out of buttermilk, making your own is super easy: just add a tablespoon of lemon juice or white vinegar to regular milk and let it sit for five minutes. It works like a charm! If you want a richer chocolate flavor, you can use half semi-sweet and half dark chocolate chips. For Baking Tips, always know your oven. Ovens can vary in temperature, so the baking time is a guideline. Start checking for doneness around the 30-minute mark. A wooden skewer inserted into the center should come out with a few moist crumbs, but no wet batter. If the top is browning too quickly, you can loosely tent it with foil. And for the Glaze Variations, if you prefer a thinner glaze, just add a touch more liquid. For a thicker one, add a little more powdered sugar. You can also add a tiny pinch of espresso powder to the glaze to deepen the chocolate flavor even further!

Storing and Reheating Tips

This banana chocolate cake is so good, you’ll want to make sure you can enjoy every last crumb. For Room Temperature Storage, if it’s not too warm where you live, you can keep the cake stored in an airtight container for up to 2 days. The moisture from the bananas helps keep it fresh. If you’ve already glazed it, it’s best to store it at room temperature for no more than a day to prevent the glaze from becoming too sticky. For Refrigerator Storage, this is your best bet for longer freshness, especially in warmer climates or if you’ve added the glaze. Store it in an airtight container in the fridge for up to 4-5 days. The texture will be slightly firmer when cold, but it thaws beautifully. For Freezer Instructions, this cake freezes remarkably well! Let it cool completely, then wrap it tightly in plastic wrap, followed by a layer of aluminum foil. It can be frozen for up to 2-3 months. To thaw, unwrap it and let it come to room temperature on a wire rack, or gently reheat it. For Glaze Timing Advice, I generally recommend glazing the cake *after* it has completely cooled and just before serving or storing it at room temperature for a day or two. If you’re refrigerating it for longer, the glaze will hold up fine, but it might get a little firmer.

Frequently Asked Questions

Can I make this gluten-free?
Absolutely! For a gluten-free version, you can usually substitute a good quality gluten-free all-purpose flour blend that contains xanthan gum. Use a 1:1 ratio with the regular flour. Some gluten-free blends can make baked goods a bit denser, so make sure your bananas are extra ripe for added moisture. You might find the texture is slightly different, but the flavor will still be amazing!
Do I need to peel the zucchini?
Wait, zucchini? This is a banana chocolate cake recipe! You don’t need zucchini here. If you were thinking of a zucchini bread recipe, then yes, most recipes call for grated zucchini, and peeling it is optional – it just adds a bit more moisture and makes the final product a touch softer. But for this banana chocolate cake, we’re all about the bananas!
Can I make this as muffins instead?
Yes, you absolutely can! This batter makes fantastic muffins. Fill your prepared muffin cups about two-thirds full. Bake at the same temperature (350°F/175°C) for about 18-22 minutes, or until a toothpick inserted into the center comes out clean. You might want to reduce the baking time slightly as muffins cook faster than a cake.
How can I adjust the sweetness level?
The sweetness of this cake comes from both the sugar and the ripe bananas. If your bananas are super ripe and sweet, you can try reducing the granulated sugar by 1/4 cup. You can also use a mix of sugars, like adding a tablespoon or two of brown sugar for a deeper flavor. For a less sweet cake overall, opt for dark chocolate chips rather than semi-sweet or milk chocolate.
What can I use instead of the glaze?
If you’re not a fan of glaze or want something different, you have options! A simple dusting of powdered sugar right before serving looks lovely and is less sweet. You could also make a cream cheese frosting, a chocolate ganache, or even just serve it with a dollop of whipped cream or a scoop of ice cream.

Final Thoughts

So there you have it – my absolute favorite banana chocolate cake recipe! I truly hope you give this a try. It’s more than just a cake; it’s a little piece of comfort, a way to use up those overripe bananas, and a guaranteed way to bring smiles to faces. The combination of moist banana cake and rich chocolate is simply irresistible, and the fact that it’s so easy to make is just the cherry on top (or, well, the chocolate drizzle!). If you love this recipe, you might also enjoy my Classic Chocolate Chip Cookies or my Perfectly Moist Vanilla Cake for more baking adventures. I can’t wait to hear how yours turns out! Please leave a comment below and let me know what you think, or share your own favorite tips and variations. Happy baking, everyone!

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Banana Chocolate Chip Cake

A delicious and moist banana chocolate chip cake, perfect for any occasion!
Prep : 10 Total : 25 minutes

Ingredients
  

Main Ingredients

  • 1.5 cups all-purpose flour
  • 0.75 teaspoon baking soda
  • 0.5 teaspoon salt
  • 0.75 cup unsalted butter, softened
  • 1.5 cups granulated sugar
  • 2 large eggs
  • 3 ripe bananas, mashed
  • 1 cup chocolate chips

Instructions
 

Preparation Steps

  • Preheat oven to 350°F (175°C). Grease and flour a 9x13 inch baking pan.
  • In a medium bowl, whisk together flour, baking soda, and salt.
  • In a large bowl, cream together butter and sugar until light and fluffy. Beat in eggs one at a time, then stir in mashed bananas.
  • Gradually add the dry ingredients to the wet ingredients, mixing until just combined. Fold in chocolate chips.
  • Pour batter into the prepared pan and bake for 40-45 minutes, or until a toothpick inserted into the center comes out clean.
  • Let cool in pan for 10 minutes before inverting onto a wire rack to cool completely.

Notes

Enjoy this delicious cake with a cup of coffee or tea!

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